Buying a Home

Buying a home can be a complex process, but it doesn't have to be hard. With a little preparation up front, you can save a lot of time and hassle. Learn more about the documentation you need for the loan process and costs involved. And, please don't hesitate to call, so we can answer any questions you may have. READ MORE


People refinance for many reasons: to lower their interest rate, to build equity faster, or to use the equity already established in their home. Regardless of your reasons for wanting to refinance your existing mortgage, we can help you make a decision that works best for you. READ MORE


I love what I do! I am dedicated to the Real Estate Industry and passionate about my profession. As a result, nearly 100% of my business is by referral from past customers, and the most trusted and experienced Realtors in the Metro area. ...

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Contact Me


Debbie Allenbaugh - NMLS: 274395
Licensed: CO 100018512
9172 Marshall Place
Westminster, Colorado 80031
Phone: (303) 427-4121
Cell Phone: (303) 717-5610


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Universal Lending Home Loans 1-800-758-4063