Matt F. (FIVE STARS), Google Reviews
I've had a few starts and stops over the past few years trying to buy a home, and Josh was always patient and understanding when it turned out I wasn't ready to pull the trigger. And now that I finally was able to buy a home, Josh was extremely responsive and professional making the process as easy and painless as possible. I will definitely be using him in the future for any mortgage or refinancing needs.

 

Gina C. (FIVE STARS), Google Reviews
Josh was such a professional, caring and empowering person to have on my team during my first solo home purchase. Josh was excellent at providing education and took the time to ensure I really understood every term, number, and clause associated with my mortgage. He spent a great deal of time sharing his professional expertise and I greatly appreciate all of his help!

 

Danielle K. (FIVE STARS), Google Reviews
We recently worked with Josh and his quick responses, knowledge, and understanding helped us greatly in our home buying process. Josh was very available to talk with us, explained the steps and answered all our questions. He will be our go to for all our future needs.

 

Clint M. (FIVE STARS), Google Reviews
Josh = Trust. Wow, what a dedicated professional. His carefully trained eye on the market in these uncertain times delivered us joyously into our past two homes. Without his level of attention, excellence, and commitment to superior service I am sure our family would not at all be so gratefully fortunate as we are today. Our experiences with Josh have been relieving amidst the complexities of home financing and refinancing. Our family counts on him, we think he's the best. I 100% highly recommend his help and guidance. Plus, he is a great guy, for sure!

 

Chris M. (FIVE STARS), Google Reviews
Josh was extremely professional and patient helping us through the process. I was a first time home buyer so he had to explain everything in great detail. He was so kind and thorough no matter the day or hour. He joined us at the closing table with a thoughtful gift. We felt like we had the A team behind us! Do not hesitate to call this guy!

 

Paul G. (FIVE STARS), Google Reviews
My wife and I were given Josh’s name by the people we were working with to privately purchase their house. We initially approached our Credit Union as we had a satisfactory experience with them in purchasing our current home. When they couldn’t seem to work the numbers, and working within a two week time frame and contingency constraints to secure financing or miss out on the purchase, we reached out to Josh. Josh went immediately into overdrive exploring various scenarios to help us out. Long story short Josh, putting in after-hours effort, found an elegant solution that met the needs of all parties and got us in under the wire. Professionalism, imagination, and working hard for his clients are all hallmarks of Josh’s approach! Thank you Josh!

 

Dave W. (FIVE STARS), Google Reviews
Josh truly partnered with us to get us into our dream home. He made sure all of our ducks were in a row so that when the right house became available, we were perfectly positioned to put our best foot forward, largely based on his reputation and track record. Our offer was as close to a sure thing as a seller could hope to receive.

 

Chase B. (FIVE STARS), Google Reviews
Josh and his team were an absolute pleasure to work with, they certainly helped us find our home and we could not have done it without them. Great folks to work with and highly recommend! If I could give more than five stars I definitely would. Thanks again Josh!

 

Billy H. (FIVE STARS), Google Reviews
We highly recommend Josh to anybody in the home buying market. He's helped us close on three homes and a refi (we hope one day to be able to do one of those again!). He is very knowledgeable, responsive, and will make the sometimes stressful home buying expedience a breeze.

 

Mike M. (FIVE STARS), Google Reviews
Josh Groner and team at ULC have been amazing! He got through my complex loan situation and now twice has worked out great deals - he's very knowledgeable and responsive. Thanks for the excellent experience!

 

Brittany. (FIVE STARS), Google Reviews
Josh was excellent to work with. He helped my husband and I buy our first home and was very patient describing the process to us. He always returned my calls or questions and made time for us. We even had an issue a day before closing and Josh was there, flexible as always, to help us resolve the issue! I am so glad I got to work with Josh, I highly recommend him if you want someone who will make the home buying process easy and stress free!
 

Kenton N. (FIVE STARS), Google Reviews
All around, we had a 5-star experience working with Josh on our home purchase! He, and his team, were very patient in helping us understand the intricacies of our loan. He was super responsive, even on nights and weekends. I will be referring everyone to him and will use him on any future needs as long as he's in the business! Thanks, Josh!

 

Ryan W. (FIVE STARS), Google Reviews
Josh was extremely helpful as our mortgage lender in that he was knowledgeable/professional, friendly, and available to answer all/any of my questions. My wife and I put our trust in Josh, and it paid off. Thanks for all your help, Josh. I'd recommend him to anyone, but especially first-time home buyers with lots of questions!

 

Sarah H. (FIVE STARS), Google Reviews
I felt like a real priority for Josh. He always got back to me really quickly and answered any questions I had thoroughly. He made sure I understood all of my options and didn’t pressure me to make any particular decision. It was a pleasure working with him!

 

Nathan B. (FIVE STARS), Google Reviews
Pleasure working with Josh. He was very responsive, made everything easy to understand, not pushy. I highly recommend working with Josh for your mortgage needs.

 

Ryan F. (FIVE STARS), Google Reviews
Josh was really easy to work with and pulled a team together quickly when a minor issue came up. Things would not have gone smoothly with out his hard work.

 

Amber G. (FIVE STARS), Google Reviews

 

AJ W. (FIVE STARS), Google Reviews
Josh looks out for his clients long-term. After working with him a few years ago, he recently spotted an opportunity for me to save on my mortgage payment and made the process super easy.

 

Steve S. (FIVE STARS), Google Reviews
We've worked with Josh multiple times for new mortgage and refinance needs. He's always been extremely responsive and professional, happily helping with any questions we've had along the way and keeping on top of the process for us at every step. We highly recommend Josh for anyone looking for mortgage assistance.

 

Katy L. (FIVE STARS), Google Reviews
Josh responds to all questions and emails promptly and we've enjoyed working with through an initial mortgage and two refinances.

 

Olukemi A. (FIVE STARS), Google Reviews
Josh is a veteran Loan Officer with professional and positive attitudes that will enable you to understand and motivate you till you purchase your dream property. He is very thorough and knowledgeable at what he does. He always treat his customers with dignity and respect. He's been known to my family for about 17 years. Please keep up with the good job Josh! Thanks!

 

Brian F. (FIVE STARS), Google Reviews
Thank you very much Josh Groner our home buying experience went incredibly well. You help us every step of the way, it was a surprisingly smooth process. Many times you hear how frightening the home buying process is but, with your help several of fears were gone. Thanks again Josh.

 

Mom Fields (FIVE STARS), Google Reviews
 

Patrick H. (FIVE STARS), Google Reviews
Professional! The entire process was fast, efficient and friendly. I highly recommend this company.

 

Flo H. (FIVE STARS), Google Reviews

Josh was very knowledgeable and extremely helpful with the whole process. He answered any questions we had. He was patient with us and assisted us with the electronic process. Highly recommend his services!

 

Terri W. (FIVE STARS), Google Reviews

Josh was great! He was super patient with me . I’m not the best a paperwork he stayed the course with me ! Very helpful ,knowledgeable ,
Timely. Every time I had a question Josh would answer me the same day or the next. Even let me text him on his time off . ( felt a little quilty on that .) highly recommend Josh to anyone I know. Thank you !

 

Wade (FIVE STARS)

Josh was very patient with us as we worked our way through a 10 month home buying process. I recommend his services to anyone looking for a home in the Denver area.

 

Joyce (FIVE STARS)

Josh has made our mortgage process so simple. Josh has answered all of our questions and is easy to understand. Our Real Estate agent and the Title Company were very impressed with the ease of working with Josh.

 

Shelley S. (FIVE STARS), Google Reviews

Josh with Universal Lending provided us with so much helpful information to purchase our first home. He provided us with useful resources to understand the components of our loan and break downs of how much we could afford with different purchase prices and down payments. More importantly, he was there whenever we needed him, and helped us get to closing in only 3 weeks!

 

Mollie G. (FIVE STARS), Facebook

Josh was my recent loan officer and he made the whole process as smooth as possible. It was a pleasure to work with him- he is knowledgeable, professional, detailed and genuinely kind.

 

Ashley L. (FIVE STARS), Google Reviews

Josh Groner was the best MTG advisor a girl could ask for, he literally held my hand, listened to my tears and talked me down from a couple of ledges during this process. Then at closing… what does he bring but a gift for my daughter, the biggest stuffed dog ever! He had never even met her in person minus a phone conversation she took over, which he was patient and kind to her then as well. How you treat my little one shows me who you are, he treated us both with kindness and professionalism the entire ride! So Grateful Josh, Thank you again!! If you’re in the market and need a MTG person he’s second to none!!

 

Madison S. (FIVE STARS), Google Reviews

Josh was great to work with! He was very responsive and knowledgeable throughout the whole process. Whenever we reached out to him, he answered right away. He contacted the listing agent before we even put our offer in so that the sellers had confidence in us. We’ll always use Josh for our future loan needs.

 

Briana E. (FIVE STARS) , Google Reviews

I reached out to Josh as a first-time home buyer. He was extremely responsive from that first email through our closing date and after. He was always available to answer my questions and was patient as I learned the Ins and outs of purchasing a home. Josh was proactive in gathering information for our loan which made for a really easy experience (not sure many people can say that about purchasing a home!) He is super personable, reliable, and honest and I am so thankful I got to work with him.

 

Kim A. (FIVE STARS) Facebook

I have had the pleasure of working with Josh on multiple occasions for our refinancing needs. In fact, HE was the one watching the rates FOR us, and tipping us off with the best times to refi. He was the most efficient, helpful, and easy to work with loan officer we’ve had the pleasure of dealing with. We always closed in record time, and he was readily available for any and all of our questions! Josh went above and beyond for us, even helping with our future mortgage payment calculations, years later. I HIGHLY RECOMMEND JOSH GRONER and Universal Lending Corp!

 

Jen G. (FIVE STARS), Google Reviews

Josh is so great to work with! He really knows how to work with many different lending options that would work for your situation. He makes the process so easy- even coming to your house to do the paperwork! He is efficient and always on top of deadlines and getting all paperwork in. We highly recommend Josh!

 

En T. (FIVE STARS), Yelp

Highly recommend working with Josh. Josh was wonderful and helped lead us towards a successful close. He was always prompt with his communications, and you can always get ahold of him. If we ever had any questions, he was always on top of it and gave us an answer quickly. He took the time to explain more complicated concepts and makes sure he has time for his clients.

 

Jerome Bleger (FIVE STARS), Facebook

I met Josh Through some clients, and he was awesome from the first contact. We were faced with a tight Timetable, and he far exceeded expectations getting it done in less time. He was always reachable. Super knowledgeable and very personable. I hope to work more with Josh in the future, as he rocks and keeps the client’s best interest in mind. I would recommend him 100 times out of 100. Give Josh a chance and you’ll know that you will be in good hands with him.

 

W.B. (FIVE STARS) Yelp

Josh helped me buy an amazing home and secured a terrific interest rate on the loan. He was easy to work with, reachable, communicative throughout the process, and helped to make sure I had everything I needed at each step along the way. I would absolutely recommend him to anyone looking to re-fi, or buy a new home.

 

Tracy (FIVE STARS)

Josh and his team are awesome! They helped guide me through the process from start to finish. I had always heard horror stories about trying to get home loans, and how hard the process was, but my experience was the complete opposite! As this was my first time buying a home Josh and his team made the process go smoothly and fairly quick.