jhomewoodhome

Joy has not only helped us with refinancing, we have referred her as well. She is professional and works to collaborate instead of sell. We appreciate her style!

S. and P. Lewis

Joy has guided me through 3 home purchases now. She is very knowledgeable and helpful through the whole process. You always feel like you are her top priority and she’s always happy to answer questions. LOVE this lady!”

R. Bailey

Joy treated us as a friend, not as a pay check. She was very knowledgeable and answered any questions we had. She was always there for us through the whole process.

A. and S. Vigil

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I started my career in the mortgage industry in 2001 after having worked in the telecommunications industry for more than 20 years. I’ve had the opportunity to work in many different areas of the lending world, so in 2013, I decided to become a licensed loan officer.

It is a “joy” for me to help my clients achieve their dream of home ownership! No pun intended! Whether you are buying your first home, an investment property, or buying your retirement home, I enjoy helping my clients navigate through the loan process and making life-long friends and clients along the way!

State Licenses

State	License Number	Regulated Text	Disclosures
Colorado	100045298