Universal Lending Corporation

Joy is the best, knowledgeable and professional. She communicates throughout the process and knows her industry well.

Sharon D.

Joy went above & beyond when there were technical issues and solved the problem easily and directly. She truly knows her field from top to bottom, not to mention is kind and thoughtful.

Sally H.

Universal Lending was recommended by a family member but more specifically Joy Homewood. I was extremely pleased with the professional manner she attended to our complicated VA financing and our special circumstances. I don't think she was as well versed in the VA lending process but took great care to handle it. Enjoyed the many conversations, felt like she could be my close friend.

Larry H.

< >

I started my career in the mortgage industry in 2001 after having worked in the telecommunications industry for more than 20 years. I’ve had the opportunity to work in many different areas of the lending world, so in 2013, I decided to become a licensed loan officer.

It is a “joy” for me to help my clients achieve their dream of home ownership! No pun intended! Whether you are buying your first home, an investment property, or buying your retirement home, I enjoy helping my clients navigate through the loan process and making life-long friends and clients along the way!

State Licenses

State	License Number	Regulated Text	Disclosures
Colorado	100045298