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Joel Houwer
Email: jhouwer@ulc.com
Cell: 303.903.5711
Office: 303.759.7387
6775 E Evans Ave
Denver, CO 80224
NMLS# 827314
I joined Universal Lending to help people achieve their dreams of home ownership. Whether you're a first-time homebuyer or a move-up buyer, I work hard to understand your financial situation to match you with a mortgage program that best suits your goals for the present and the future. I specialize in Conventional, FHA, VA, USDA, and Jumbo mortgage products in Colorado. I am also well-versed in community lending programs such as CHFA. I strive to make the process as easy, understandable, and timely for my clients as I can.
I have deep connections to Denver and Colorado. Although I spent my childhood in Pennsylvania, my mother is a Denver native. Her father, and my Grandfather, worked as a Realtor in Denver for over 40 years. Like my grandfather did for decades, it’s an honor to serve and invest in my community and the state I now call home.
I graduated from North Park University in Chicago with a BA in Business Administration. My wife Beth and I moved to Colorado in 2010 to be closer to family and the mountains. Here we enjoy the outdoors and spending time with our sons Owen and Grant, as well as our dog Callie.
I look forward to working with you.