Hi there, thank you for visiting my website! My name is John Olivacz, and I have enjoyed working as a Loan Originator since the early 2000s. I joined the Universal Family in 2018 and could not be happier! After obtaining my Computer Science degree I signed on with IBM Customer Service Engineer. After a few years I started my own Computer Service Company which was very successful over a 20 year period.  With experience in both operations and sales, I form strong alliances with Realtors and Builders. As a top-producing loan originator, I work to find the best mortgages to fit my client's needs while continually setting new goals for sales and production. By closing an average of $1.5 million monthly in FHA, Conventional, CHFA, USDA, and Non-QM Mortgages, I have gained the experience over the years to make a complicated process simpler and more enjoyable.