Home Equity

Get a monthly wealth snapshot of your home and find out how much equity you have. Understand your mortgage: interest versus principal; when to refinance; when you can drop mortgage insurance; the wealth power of extra principal payments and so much more.  CLICK HERE.

Buying a Home

Buying a home can be a complex process, but it doesn't have to be hard. With a little preparation up front, you can save a lot of time and hassle. Learn more about the documentation you need for the loan process and costs involved. And, please don't hesitate to call, so we can answer any questions you may have. READ MORE


Jeff Rickard has been in the residential mortgage business as a loan officer and in management for 19 years. ...

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Contact Me


Jeff Rickard - NMLS: 292600
Licensed: CO 100017611
2055 S. Oneida St
Denver, Colorado 80224
Phone: (303) 905-8280
Cell Phone: (303) 905-8280


Universal Lending Home Loans 1-800-758-4063