SKIP TO MAIN CONTENT
ULC Logo
  • About Us
    • Find A Loan Officer
    • Mission
    • Leadership
    • Foundation
    • Locations
    • Careers
      • Benefits
      • Company Culture
      • Career Openings
    • Wholesale
  • Resources
    • First Time Buyer
    • The Purchase Loan Process
    • Preparing to Apply
    • Videos
    • Refinancing
      • Lower Your Payment
    • Reverse Mortgage
    • NMLS Consumer Access
  • Agents
    • Agent Classes
  • Calculators
    • Debt Consolidation
    • Rent vs Own
    • Prepayment Savings
    • Refinance Break Even
    • Payment Amortization
    • Annual Percentage Rate
    • Early Payoff
  • Contact Us
  • Payments and Servicing
  • In Process Loan Log In
  • Log In
  • Home
  • Testimonials
  • Videos
  • About Me
HTML Widget

Select the edit icon to edit your custom html

Rick Smith Photo Banner
HTML Widget

Select the edit icon to edit your custom html

Apply Now

Rick Smith

Email: wsmith@ulc.com

Phone: 719.592.9500

6775 E. Evans Ave.

Denver, CO 80224

NMLS# 235269

 

HTML Widget

Select the edit icon to edit your custom html

I truly enjoyed working with Rick. He was very responsive, knowledgeable and a very pleasant person. We not only spoke about the mortgage and what to expect but about other random things which made the whole process much more enjoyable!

Fernando M.

Rick Smith is easy to talk to and sociable. Made the entire process easy, I didn't worry during a single step of the process and impressed at how little I had to do. Thank you for making buying a house a stress reduced process.

Dana J.

Rick was AMAZING and walked me thru the entire process. He stayed calm when I was not. He was caring and supportive, truly caring about me the client as opposed to making a dollar.

Stuart S.

< >
HTML Widget

Select the edit icon to edit your custom html

Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they make informed, considerate decisions that ensure their home mortgages fit their budgets and keep their families financially secure. We also help make the mortgage process smoother for buyers and sellers with our proprietary Performance Guarantee, which provides a Certificate of Qualification, virtually ensuring that buyers have the finances available to make an offer on a property and close quickly and easily. Learn More ...

ULConnect Mobile App
Download Here
HTML Widget

Select the edit icon to edit your custom html

State Licenses


State License Number Regulated Text Disclosures
Colorado LMB100011199
  • Company State Licenses
  • Privacy Policy
  • Licensing Statement

NMLS    

 

6775 East Evans Avenue  Denver, Colorado 80224

Company NMLS: 2996

800-758-4063    |     info@ulc.com

 

NMLS